And The Next Crisis Is…

Its hard to say what the next financial crisis will be in this country. Will it be housing again? Commercial real estate? Or will it be Social Security or Medicare going bankrupt? Maybe the U.S. dollar collapsing or most likely the Japanese yen going bust?

I think there is a good argument to be made that it will be the pyramid scheme we’ll refer to as student loans.

The Next Crisis?

Our politicians wont let this happen because, you know, “it wouldnt be fair if someone couldnt go to school only because they couldnt afford it.” I mean we just heard the President say this again in another campaign speech earlier this week: “its not that we need equal results, everyone should have equal opportunity.”

I hate to break it to people but thats not life. You make your own breaks. If you are older than the age of about 10 you should have realized this. You level your own playing field or you dont. Its that simple. I would have loved to have Wayne Gretzky or Bobby Orr coach me my whole hockey career but its not that simple. You cant make life FAIR no matter how hard you try or how many government programs you scheme up.

They are going to try and make college free someday, MARK MY WORDS!

The President may mention it before he leaves office. I would put money on it actually.

Americans have to realize that they cannot have their cake and eat it, too.

You cannot be the most prosperous and free country on Earth and think you can still pay for everyone to sit home and produce nothing.

The printing of money will only get you so far, just ask the Romans! Our joy ride WILL come to an end if we keep traveling down this delusional “shared wealth” vision.

If it worked then America would have been modeled after every other country that existed prior, but it wasn’t. There is an excellent reason for that.

Electoral College: Why We Need It & Why Conservatives & Liberals Are Wrong

I am entirely sick of hearing grumblings of doing away with the Electoral College.

I am entirely sick of hearing people call this a democracy.

I am entirely sick of people saying “majority rules”.

I am sick of America not being, America.

We are NOT a Democracy, we are a Constitutional Republic. We do not have “majority rules” because our Founders knew from years of study and experience that “majority” always turned in to “mob”.

That is an ugly way to go, (see: French Revolution, Arab Spring).

Republicans and Democrats alike should be united on this issue. There have been super close elections in the last two decades decided by few votes but vast electoral votes. Both sides have benefited.

This system is one of only many reasons that America is and remains “Exceptional”.

On that note, I wonder how anyone could really question what our Founders did.

Yes, they had slaves, but does one not notice that they wrote “all men are created equal” in our Founding Documents? They knew that this would be true some day. In fact, many of the Founders tried to get rid of their slaves while they had them or freed them on their death. They were all born in to families with slaves and inherited them.

Our Founders created this country with Divine Providence (God). They made principles and morals the back bone of this country. THIS is why those same principles and ideas endure. It is not some gimmick that just worked over two centuries ago.

When someone tells you, “oh, those were just some old guys and what they did is outdated and they couldn’t foresee these modern times”, look them dead in the eyes and tell them they are completely wrong.

“Those old guys” were geniuses, many of them. They studied philosophy, politics, religion, history, war, and law their entire lives. Quite frankly anyone telling you that what they created is outdated needs to be severely questioned. Reason being, our Founders created those documents with the SOLE purpose of LIMITING GOVERNMENT. Everything they did was to LIMIT what the government could do to you. So when somebody tells you otherwise, their motives need to called in to question.

Do they have a better idea for freedom? I think not!

There is nowhere in the Founding documents that say blacks, women, certain religions, creeds, etc. cannot vote or should be treated unjustly. We just decided to CREATE extra law that specifically permit those things. They were NEVER outlawed to begin with.

So next time some genius tells you that the Founding Fathers were old, outdated, not that smart, and racist. Tell them, “Yeah, you are totally right. We should have TODAY’s politicians re-write everything and update all those documents. You know, the ones that haven’t even created a budget in over 5 years for the country.”

Now there’s some real genius.

The Electoral college is just one of many things that made the Founders intuitiveness so heralded. They gave us systems and principles to endures for centuries to come.

We only get in trouble when we deviate from that course; debasing our currency, printing counterfeit money, vilifying the rich, circumventing our amendments, neglecting budgets, or failing to protect our borders and the citizens inside them.

ONLY when we stop these asinine policies will we begin to see the course change and the days of “American Exceptionalism” return. We are far from it sadly. Unfortunately, I don’t think Americans are hurting enough. Maybe, Obamacare next year will wake people up finally.

We can only hope.

Be Prepared

Preparation is something of a dirty word in certain areas of life, and other areas it is highly applauded – culturally speaking.

If you are buying home insurance or life insurance people will not bat an eye at you. Heck, buying car insurance is mandatory and you are in big trouble if you are found not to have any.

Then you hear people talk about money insurance or food insurance…wait, no you don’t.

Why don’t you?

The people who do talk about these things are often labeled crazy or “preppers”.

First, lets take a look at those terms and what they mean.

Food Insurance: is either storing canned food/dried food and water.

Money Insurance: is converting your fiat currency in to things of value like commodities – gold, silver, rice, grain, sugar, oil, etc..

If insurance is something that our society seeks – Medicare, Medicaid, Welfare, car insurance, home insurance, etc. then why are people who prepare to keep their money and stay alive shunned and labeled “crazy”?

To me, I believe it is something that the media and modern culture have rammed down our throats. They label people as “preppers” and extreme for actions that in the end will either directly save your life or protect and expand your wealth.

I believe we can find our answer in history as well. Government does what it can to seek power. They ALWAYS have and ALWAYS will. The people who generally seek those positions are people who want power and the government is a great way to take advantage of that. Fortunately, now, there are a lot of people who have sought office and will continue to seek office because of a calling to serve the people of this country and return it to the accountable and responsible government laid out in our founding documents.

Roosevelt did it, he sought power and won. Not by winning elections but by confiscating gold from the citizens. He brought the power to the federal government from the states possibly more than any other President in American history. He stole wealth and made people like it. The government increased its money creating capacity exponentially under Roosevelt, not to mention the social programs he constructed which we are feeling the effects of today like Social Security.

This is what government does effectively – steal your wealth and keep you dependent. I truly believe they ridicule gold and silver investors and food savers because they want you totally dependent on them. If everyone is prepared for disasters than who needs government? Government does not want that, that means less money coming in and fewer votes – less power.

That is why they always want to tax you more. Speaking of that, inflation is a constant tax. The government is stealing your wealth and many people do not even realize it.

America’s problem is our apathy and our memory. Most Americans don’t remember all the recessions our country has had nor do they believe any of these bad things we see happening all around the world can happen here. I hate to break it everyone but they CAN and they WILL if we continue to implement the same failing strategies.

This is exactly why it is imperative that people wake up and become prepared. We are on our way to $20 trillion in debt. Baby Boomers are just starting to retire and the programs they depend on for retirement are already on their way to bankruptcy, not good! The dollar has lost 95% of its purchasing power since Nixon took us off the gold standard in 1971. The Federal Reserve is approving Quantitative Easing (printing money) every month for the foreseeable future. Our credit rating will come in to question again as to whether we can make good on our debts.

The list goes on and on. That list is not good. That list should tell you a few things; you need to get educated and you need to get prepared. Find out what government is doing with the money you give them. Then you need to take action. The dollar will collapse, most likely in this decade.

What will you do about your money? Do you really think that paper assets are the way to go right now?

What will you do if a natural disaster hits or an economic disaster?

These are important questions to ask yourself.

Having car insurance, home insurance, and Medicare aren’t going to matter when you know what hits the fan. Get prepared and educated and start your path toward independence.

Get the insurances that you will really need. You will sleep better now and then!

A Theory About Cyprus

This may be a month or so after the bank deposit raid that took place in Cyprus but it is STILL relevant because it hasn’t happened here yet, but will in due time.

I believe one of the big reasons it got such little media coverage in the western world is because that is the plan going forward here. The media dictates what they think the public can handle – just like the government gives you just enough money left over for what it thinks you need to live on.

I think the biggest reason for this silencing of the raid was due in large part because the heavy-hitters are not ready to show their cards yet. We are on the “turn” and the powers-that-be are not ready for the “river” quite yet. They are still gathering all the gold and silver they can find and stashing it away while the public blindly believes that the economy is on the road back to recovery. I mean hey look, the Dow is well over 15,000 and continually setting new highs, right?

We have seen ebbs and flows, recessions and depressions before, but we have never seen anything like what is coming in the future; an economic collapse on a global scale.

All the past hiccups were between only a handful of countries. Now, nearly every country in the world minus some African countries are involved in this debacle. Add to that, this is one of the first times the gold and silver market has had such a massive audience.

When things start hitting the fan people will ultimately turn to the world’s only real money: gold and silver. When they do its going to be the same gold and silver we have been trading around for thousands of years. Yes, we have obviously mined more in that time but the quantity still remains fairly low – a little over 5 billion ounces.

To put that in to perspective, we are about $17 trillion in debt as a country alone. Then you look at the world and we are on the hook for quadrillions of dollars in derivatives. See, governments can print money, they can’t print gold and silver.

When it all comes crashing down you are looking at nearly the same quantity of gold and silver being ravaged by a consumer base hundreds of millions of people larger than the last bubble in 1980.

Talk about a bidding war.

We are going to see prices in the stratosphere for people who want to preserve their wealth and not be totally wiped out by the reset that WILL take place.

And it WILL happen.

We are printing $85 billion a month, have been for years and will continue to do so for another 2 years. This makes the money you have worth less and less each day, don’t believe me just watch:

What has the price of gas been since 2008?

What has the price of milk been since 2008?

What has the price of sugar, wheat, rice, etc. been since 2008?

This isn’t something that happened because of which President came to power in the last few years. I mean some helped more than others. But George W. Bush and Barack Obama were focused on bailing the “too-big-to-fail” guys out while you were footing the bill.

This really started once we created the Federal Reserve in 1913 (Woodrow Wilson) and compounded it with Social Security (Franklin Delano Roosevelt) and Medicare/Medicaid (Lyndon Baines Johnson) and then ultimately coming unhinged when the U.S. (Richard Nixon) took the world off the gold standard.

This is when savers became losers and debtors began to win.

Financial education will help you through this mess and give you a fighting chance to survive the decade or two of turmoil we have ahead of ourselves.

 

Some recommended books to start off your education:

“Why ‘A’ Students Work For ‘C’ Students and ‘B’ Students Work For The Government” by Robert Kiyosaki

“The Creature From Jekyll Island” by G. Edward Griffin

Military Mondays

December 7, 1941 – a day which WILL live in infamy – was the first major publicized attack on the United States in the homeland. The first real attack that wasn’t very publicized was a spy attack by the Germans in WWI. 70 years ago the attack by the Imperial Navy made it seem inevitable that the U.S. would enter WWII. Ultimately, we entered and defeated the Japanese and Hitler’s Nazis in possibly one of the most important wars in the history of the world.

Craig Shirley revisits the attack on Pearl Harbor and the events that led up to and after December 7. A great book to look back and recount the feelings of Americans at that time and how we ultimately entered WWII. December 1941 by Craig Shirley

Programs Teaching Real U.S. History To Our Children

The history of the United States of America and its founding have been a thing of the past for most children, even adults. To make accurate decisions about our future we must know about where we come from.

Today, schools often neglect our past and our children graduate high school with little social, political, and geographical knowledge. A recent study showed that “…nearly 80% of the seniors at fifty-five top colleges and universities, including Harvard and Princeton, received a D or F on a high school level American history test.” Anne Neal and Jerry Martin, Losing America’s Memory, Historical Illiteracy in the 21st Century, American Council of Trustees and Alumni (Washington, D.C.: 2000). America’s Survival Guide 

To combat this epidemic we must fight to ensure our children are armed with the knowledge of our Founding Fathers and everyone in between who fought for liberty and freedom. Also, knowing social and geographical information will help its citizens understand the actions we have taken and support our country’s decisions.

Two programs that have been created recently are out to infuse our young children with the history they most likely aren’t receiving from their classroom.

Glenn Beck’s ‘Liberty Treehouse’ 

Mike Huckabee’s ‘Learn Our History’

Reagan Wednesdays

Every Wednesday will be a day to remember former President Ronald Reagan. I will highlight a quote, or speech, or idea he had that was memorable and epitomized the American way of life. There is a reason he is quoted constantly by both parties nearly everyday. Hopefully, you will soon realize why.

Reagan Inaugural Address

Rush Limbaugh’s “35 Undeniable Truths Of Life”

I just came across this list – my father just told me about these – produced by Rush Limbaugh over two decades ago. It is truly amazing how accurate a majority of these items are to this day. The cold, hard truth, hurts sometimes. Occasionally, you need to cool down and come back without emotion and re-assess something to make an accurate decision. I urge you to read every single one of his “truths” – on the original and the updated list from 6 years later – and think about the reality of each one. How does each one apply and is it still relevant in today’s world?

I think you will be surprised.

Rush Limbaugh’s “35 Undeniable Truths of Life”

News You Need To Know (9/19/11)

Here are a few news snippets from the last day or so that you need to know:

“Urination” Speech – From a Progressive rally; encouraging supporters to not pour beer on Republicans, but urine instead. And I thought that Tea Partiers were the violent, racist, hateful folk. Again, another hypocritical example from the left.

Ten Wealthiest States – A look at some of the wealthiest and poorest states in the Union.

California Bible Ban – California state government comes down on couple holding bible studys. When you hear politicians talk about “separation of church and state”, this is exactly what the Founding Fathers meant. Government is not supposed to be banning things like “Merry Christmas” or nativity scenes. Government cannot come in to your life and tell you what you can and cannot practice. On a side note, this story also brings to light the millions of stupid rules and regulations the governments create.

Buffet Rule? – Warren Buffet is the face of Obama’s new tax hikes plan from his new jobs bill. Buffet has talked about how he pays more taxes than his secretary which is an outright lie. Buffet is a smart man and he is comparing the capital gains tax rate – which he pays – which is around 15% to his secretaries income tax rate ,which is around 33% we’ll say. The numbers aren’t important in this story. The principle of it is; Buffet is comparing apples to oranges and deceiving the public. These are two different taxes that these men are talking about and they both know it, but will not tell you that. Their agendas are more important than the economic success of this country. One can only speculate as to what Warren Buffet and Barack Obama’s agendas are. He and Obama alike, know full well that what they are claiming is dishonest and the American people deserve the truth. The Democrats will play this class-warfare tactic until the sun explodes. The only two political tactics they have: class-warfare and manafacturing facts (ie. Fast and Furious Scandal).

Palestinian Statehood – Palestinian leader vows to keep up the fight; putting America in a bind.

Cobra Crash – Another crash sadly happened earlier today. Pray for the loved ones who have died over the last four days including this latest incident.

The Battle For America

Bill O’Reilly lays out the problem our country faces as a whole. If we lose this fight, then all hope is lost.

It starts small: at home, with family and the individual. This is what lays the groundwork for the bigger issues our country faces.

The most important thing one can do is; educate oneself and one’s family.

The Decline Line